Steps on How to Avail SSS Educational Assistance

Steps on How to Avail SSS Educational Assistance

Other way to fund educational expences even if none of your family members would is by availing Social Security System (SSS) available loans regarding education. There is Educational Assistance Loan Program for workers and beneficiaries to borrow or lend money for enrollment, technical, and vocational courses. Here is the further information you should know regarding Educ-Assist:

The objective of the program

For some people who are wondering why this program is made, the government wants its country to be filled with more professionals and skilled workers to give aid to the country’s economic and industrial productivity with agricultural expansion; and having this program enables our countrymen to have access to better and higher education to expand the reaches of what our people can do.

Eligibility of the program

The program is not open for everyone, there are certain criteria for those who can apply for this program. Here are the requirement:

Up-to-date members for the payment of salary/housing loan amortization. If member is in overdue amount, it must not exceed three (3) monthly loan amortization;


SSS members who have paid at least thirty-six (36) monthly contributions in which three (3) should be within the last twelve (12) months prior to the date of application for the loan; and

Members whose last posted Monthly Salary Credit (MSC) is Php15, 000.00 or below provided that his/her actual basic salary is not more than Php15, 000.00 per month.

The members are not only the ones who can benefit from this program, it also includes their:

  • Legal Spouse
  • Child of the member (including illegitimate)
  • And sibling of unmarried SSS member (including half-brother/sister)

How much can I loan if I go through this program?

The amount of loan depends on what type of education you are planning to pursue.

Vocational Course/Technical Course (2 years minimum) – Maximum of Php7,500.00 per semester/trimester or the exact amount of tuition fee + miscellaneous fees, whichever is lower, rounded off to the next higher Php100.00

Degree Course – Maximum of Php15, 000.00 per semester/trimester or the exact amount of tuition fee + miscellaneous fees, whichever is lower, rounded off to the next higher Php100.00


In order to apply for this program, the member should have:

  1. SSS ID or two (2) valid IDs
  2. A duly accomplished application form
  3. Assessment/billing statement issued by the school of the member/beneficiary

At what form shall the support be released?

Upon submitting the requirements, SSS will release a check payable to the school where the member or beneficiary is enrolled and it will be released to the member. Subsequent loan releases shall be made upon submission of another accomplished application form along with assessment/billing statement from the school. Validation may be done to ensure that the member/beneficiary will continue school.

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